Loan Programs

Keystone Mortgage

Lower Rates. Straight Answers.

(555) 612-8400 Borrower Portal

Flexible terms and down payments as low as 3% for qualified buyers — the workhorse loan for most home purchases, priced across 40+ lenders.

Lower your interest rate or shorten your term to build equity faster. We run the break-even math so a refi only happens when it pays.

Government-backed financing with down payments as low as 3.5% and flexible credit guidelines — ideal for first-time and credit-building buyers.

Earned benefits for veterans, active-duty service members, and eligible spouses — often with zero down and no monthly mortgage insurance.

Financing above conforming limits for higher-priced homes, with competitive rates and underwriting that looks at the full picture.

Tap your home's equity for renovations, debt consolidation, or big goals — with a clear comparison of cost versus benefit.

Not sure which program fits?